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We are a debt relief agency. We help people file for relief under the bankruptcy code.

Monroe Bankruptcy Litigation

When you file for bankruptcy, the goal is to protect yourself from bad debts that creditors are pressing you to repay. However, some of your creditors may file a lawsuit against you, claiming that you are committing fraud in your attempts to avoid repayment.

If you find yourself faced with such bankruptcy litigation in Monroe, Louisiana, contact the E. Orum Young Law Offices today.

Bankruptcy litigation defense

The most important task you have when faced with bankruptcy litigation in Monroe is to find and hire a local attorney who is well versed in bankruptcy law. Many attorneys are intimidated by bankruptcy litigation and will not want to defend you in court. Attorney E. Orum Young, conversely, specialize in bankruptcy law and possess years of experience fighting such claims in court.

Two of the most common types of bankruptcy litigation revolve around home foreclosures and fraud.

  • Home foreclosure. If your mortgage holder initiates foreclosure proceedings for delinquency, you can place an immediate hold on such proceedings by filing for a Chapter 13 bankruptcy. While the creditor may take you to court to challenge the automatic stay that Chapter 13 bankruptcy provides, you need only prove that you did not falsify your loan application or commit fraud in avoiding payments in order to defeat such claims.
  • Fraud allegations. The vast majority of bankruptcy litigation revolves around creditors trying to prove that the debtor is using bankruptcy law unethically, simply to avoid repaying debt. For example, the purchase of luxury items, cash advances, or any other running up of debt in the time immediately preceding a bankruptcy filing cannot be discharged through bankruptcy law. Creditors may also attempt to lie about your residency to take a home equity exemption, hiding assets, or lying about your income or bankruptcy eligibility.

Creditors who file bankruptcy litigation against you can seek to seize your assets, garnish your wages, or to have liens placed on your financial accounts.

Bankruptcy litigation in Monroe

Debt is a fact of life, and when it becomes unmanageable you have nothing to be ashamed of.

Attorney E. Orum Young will help you work out your debts confidentially. If you need Monroe bankruptcy advice, please contact us, the bankruptcy law firm of E. Orum Young Law Offices.